Can You Sell On eBay Without PayPal (Explained!!)

can you sell on ebay without paypal (1)
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If you are an old eBay seller you would know that In the past, PayPal was the only payment method that was supported by eBay. So if you wanted to sell on the site, you needed to have a PayPal account.

But now, things have changed.

As an eBay seller, you can now sell your items on eBay without having any PayPal account, as eBay has introduced its managed payment system that can handle all the payments directly and deposit the money into the seller’s bank account without any third-party payment gateway like PayPal.

But how to sell on eBay without Paypal by using eBay managed payment system?

We’ll talk about that in this article, so keep reading.

How To Sell On eBay Without Paypal

As you know eBay has launched its own payment system to handle all the payments and transactions happening on the marketplace, it is now mandatory for all eBay sellers to enroll in eBay payments.

You need to connect your bank account to eBay in order to get your eBay earnings directly into your bank account. eBay will send you direct deposits after cutting commissions and taxes.

Previously, when eBay payments were not there, this thing was managed by PayPal, you need to have an active PayPal account with your bank account attached to it and then your PayPal account should be attached to eBay.

This means PayPal was acting as a middleman between your bank and eBay and for this PayPal used to charge a flat fee of $0.30 + 2.9% transaction fee on every transaction, making millions of dollars for PayPal every single year.

But now, it’s not an option to accept payments through PayPal as it is mandatory to use eBay payments otherwise you can’t sell anything on the platform as your account will be limited until you verify your bank details.

Also Read: How To Find Out What Sells Well On eBay (Best Items To Sell!!)

How Does eBay’s Managed Payment System Work

eBay’s Managed Payment system is designed to make it easier for buyers and sellers to transact on the platform.

The system allows buyers to pay for items using a variety of methods, including credit and debit cards, PayPal, and other third-party payment processors.

Sellers can also accept payments through eBay’s managed payment system directly in their bank accounts.

To use the system, sellers provide some personal details like

  • Name & Address
  • Bank Details
  • Social Security Number (SSN)

eBay will then verify the details and after that sellers can start receiving payments for their items.

Once the payment gets cleared it will be available in the “Available to Payout” section from where you can transfer it to your bank.

You can also enable automatic withdrawal on a daily, weekly, and monthly basis

The benefits of eBay’s managed payment system include simplifying the checkout process for buyers and sellers.

Also Read: How To Sell Comic Books On eBay (Full Guide!!)

Which Is Better? PayPal or eBay Payments?

PayPal is quick and easy to use. All you need is an email address to set up a PayPal account. Once you have an account, you can add your bank account details and start receiving payments.

eBay Payments is a bit more complicated than PayPal. To set up an account, you’ll need to provide your bank account details, address and SSN – Social Security Number for tax purposes and go through a verification process. However, once your account is verified, you’ll be able to accept payments from buyers on eBay.

eBay is asking for a lot of information from sellers in order to get their store live, which can be daunting for many sellers as not all of us are comfortable sharing such information.

And as using Paypal is not an option then there is not much you can do.

But I will recommend you set up a separate business account for eBay and then attach it with eBay payments to receive your earnings.

Also Read: How To Sell Used Socks On eBay (Is It Allowed?)

Drawbacks Of eBay Payments Over PayPal

eBay is a popular online marketplace that allows people to buy and sell items. However, there are some drawbacks to using eBay payments over Paypal.

One downside is that eBay payments are slow as compared to PayPal.

While using PayPal, the money instantly gets credited to your account as soon as the buyer completes the purchase, on the other hand, while using eBay payments, it can take up to 3-4 days for the payment to get cleared and arrive in your bank account.

This is a major disadvantage for drop shippers because, usually, drop shippers use the sale amount to instantly purchase the item from their supplier and ship it directly to the customers but because of the payment delay, they have to fund products from their own money for the next 3-4 days.

As eBay has full control over payments and transactions, eBay automatically deducts fees and refunds from your account.

So all in all, you do not have control over your own money while using eBay payments.

That’s my personal opinion.

Also Read: How To Sell & Ship Video Games On eBay (Full Guide!)


In conclusion, eBay has closed PayPal as a payment processor and is now using the eBay Managed Payment Service.

This change will help to streamline the payment process for eBay users and make it more efficient. eBay Managed Payment Service is a good choice for those who do not have PayPal accounts and who want to have their funds in the same place.

So yeah, it is definitely possible to sell on eBay without PayPal by using the eBay-managed payment system.

As you no longer have the option to use PayPal as a payment processor, it’s mandatory to enroll with eBay payments.

Although buyers can still use PayPal or their cards to pay for the items but you have no other option to receive payments.

So I hope I have answered your query, if you have any doubts do comment below, I would love to help you out.

Thank you for Reading.

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